PEO Regulators... Why ESAC is Important

eMAC System

ESAC continues to expand the use of its Electronic Multi-state Application and Compliance (eMAC) system. eMAC’s reliable automation of PEO reporting and compliance monitoring processes provides state regulators with:

  • Fast, secure 24/7 online access to all required PEO compliance information;
  • Significant time and resource savings through reduced data entry from paper filings;
  • Benefit of ESAC’s prior review of PEO filings, which identifies and resolves most errors and omissions that otherwise would require regulatory investigation and correction; and
  • Customized options to meet each state’s requirements.

ESAC’s eMAC services are provided at no cost to the state, and state regulators retain all authority for registration, licensure and enforcement. State regulators have high reviews for eMAC and an increasing number of states are currently taking advantage of this time and cost-saving service as illustrated in the green-highlighted states in the below graphic. ESAC's services and eMAC can be customized to meet each state's requirements.

ESAC's eMAC's services are currently only available to accredited PEOs in states that have approved ESAC as a PEO Assurance Organization. However, the goal is to expand electronic compliance services to all states for all PEOs. The plan for accomplishing this goal has been developed based on similar development of the System for Electronic Rate and Form Filing (SERFF) for insurance companies and the National Insurance Producer Registry (NIPR) for insurance producers developed by the National Association of Insurance Commissioners (NAIC).